Find out more about Education Workers Compensation Insurance

Education Workers Compensation Insurance is a type of workers' compensation designed to protect those injured on the job. It is common for those who have been injured to not file a claim, but there is still an insurance policy available to help cover medical costs and other expenses. When comparing Education Workers Compensation Insurance quotes, you need to be careful as there are many options. It is important that you do some research on the various insurance companies that offer Education Workers Comp Insurance and compare them side-by-side to see which may be the best for your situation.

Employees in the education industry are covered by education workers compensation insurance.

This includes:

  • Educators
  • Guidance Counselors
  • College Instructors
  • Campus Assistants
  • College Researchers
  • Student Supports

Employers typically purchase education workers compensation insurance. The school or college where the employee works may, however, create and purchase a group insurance plan. You may need to purchase a separate worker's compensation insurance policy if you are part of a group that has purchased insurance through the employer.

Education Workers Compensation Insurance coverage is typically based on the amount of money that would be paid out if an injury occurred. The compensation each insurance company gives to its employees depends on how much they have been injured and how much pain they have endured. When you work in a position that requires you to lift heavy objects, you may want to consider purchasing additional insurance coverage. Insurance companies generally limit how much coverage can be held by employees under pain and injury policies. To determine the policy limit, you might want to speak with an insurance agent.

The following are the Various types of workers' compensation

  • A medical-only policy
  • Disability for a period of time
  • Having a permanent disability

Human resources (HR) specialists may be in charge of a range of employee relations activities, ranging from recruiting and terminating employees to calculating payroll. A component of certain human resource professions is the administration of workers' compensation claims for employees injured on the job. While there seems to be no universally accepted standard for workers' compensation education in the human resources sector, there are many choices for specialist workers' compensation education.

  • 1

    Educational Requirements

    Workers' compensation certification from a college or the insurance industry

  • 2

    Further Requirements

    Workers' compensation certification by state

  • 3

    Salary Median (May 2019)*

    (Human Resources Specialists): $61,920

  • 4

    Growth in job openings (2019-2029)*

    7% of all employees (Human Resources Specialists)

Employers are responsible for compensating employees for job-related injuries via workers' compensation insurance, often referred to as work comp. Those who suffer medical expenditures, or lose income as a result of accidents, may submit a workers' compensation claim with their employer to have these costs compensated. A human resources professional may manage these claims, and he or she may need further schooling to ensure that the claims are submitted and paid properly.

Professionals in workers' compensation who want to further their expertise may participate in multi-course certificate programs. Often, a single class may be taken independently from a certificate program. Regardless of the length of their curriculum, students enrolled in intensive workers' compensation courses tend to focus on the rules and regulations governing these claims. Due to the fact that state workers' compensation laws differ, prospective students should verify that their education includes the relevant legislation in their area.