Health and safety protection for your employees
Idaho State Insurance Fund (ISIF) is a non-profit organization that provides affordable health insurance to Idaho residents. It covers about 850,000 patients and more than two thirds of all otherwise uninsured people in the state
The Idaho State Insurance Fund was created to provide employers with the financial means to self-insure. Self-insured parties include self-employed persons, corporations, limited liability companies, and partnerships, such as limited liability companies owned by one or more residents of Idaho.
Self-insuring parties can use any method whatsoever to create an "innovative" self-insurer organization. Funds contributed by self-insuring parties are used to pay claims of other members of the fund's self-insured entity. Generally, claims are allocated on a first-in, first-out basis.
Training and safety
Safety is one of the best business decisions you can make, and Idaho State Insurance Fund Safety Services Consultants are committed to helping you create a safer workplace for your employees. Their team will assist you with creating or improving your current safety efforts, assist you with setting up a claims management program, and help you define and communicate your safety objectives.
Provide on-site safety services that include:
- Safety training for supervisors
- Analysis of costs
- Site assessment
- Observations at work
The Idaho State Insurance Fund operates like other workers' compensation funds. Employers' risk pools are determined by their size and revenue. If an employer does not participate in the state's workers' compensation fund, they will be considered a low-risk business and will be placed in the risk pool.
Injured employees and employers are covered by workers' compensation insurance, also sometimes called accident insurance. When an accident occurs on the job, a claim form is filled out. When this occurs, one's employer must file a claim form with the Idaho State Insurance Fund. Compensation insurance companies handle all claims.
The Idaho State Insurance Fund has some of the best rates in the country for personal and commercial insurance. An independent board of directors oversees the ISIF, which is authorized by the State of Idaho.
This program provides affordable health insurance to:
- Individuals and families who are unable to purchase coverage on their own.
- People with disabilities or developmental delays
- The elderly
- Those with limited incomes
- Those who have difficulty understanding English
- And many others
Why Get a Quote from Idaho State Insurance Fund (SIF)?
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