SFM Mutual Insurance Company Services

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SFM provides workers' compensation expertise like no other

SFM issued its first policy on April 1, 1984 under the name Minnesota State Workers' Compensation Mutual Insurance Company. Since then, the business has expanded and evolved significantly, but some aspects have stayed consistent, such as the commitment to medical management, return to work, service quality, and innovation.

SFM's top priorities are:

  • Assisting employers in maintaining safe workplaces
  • Rehabilitating wounded employees and restoring their health and productivity
  • Avoiding needless expenditures
  • Providing the highest level of customer service possible

SFM supports various financial stability programs, including the SFM Flex Program, which offers members financial stability based on their healthcare expenses. This insurance company also offers the SFM Employees' Benefits Plan and pays qualified workers for a portion of their lost earnings and medical costs incurred as a result of the accident or sickness that caused the injury under this program.

The insurance firm divides its work comp customers into two main categories:

  • Managers
    Managers are those who have greater experience and financial resources.
  • Workers
    Workers are company workers who do not qualify for manager rank but receive an average or above-average salary.

A total of 34 states are covered and employers are covered in six states.

They are also experts in small business

  • Over half of plans have a premium of $5,000 or less each year
  • A specialized staff serves small company clients
  • Online application, rapid quotation generation, and reasonable prices are offered
  • Long-term value for medium- and large-sized businesses
  • Unmatched claims handling and loss prevention services
  • Committed claims and safety representatives who develop great connections and have a thorough understanding of your company

Why Get a Quote from SFM Work Comp Experts?

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