Atlas Workers Compensation Insurance firm is a new kind of insurance company focused on the needs of businesses and their workers. A primary objective is to protect companies from litigation by implementing additional preventive measures. Additionally, they help companies manage their resources so that they may continue to grow.

Atlas Workers Compensation Insurance offers coverage for

  • General liability
  • Workers' compensation
  • Property and casualty insurance
  • Crime prevention programs that provide safety equipment for all company requirements

Additionally, this business has an accident care facility where they treat employees who sustain injuries on the job or at home while doing work-related activities.

It provides a variety of benefits and coverage options, including the following:

  • Temporary Incapacitation
  • Incapacity Over an Extended Period
  • Permanent Incapacitation

Benefits vary according to the kind of disability, often including:

  • Carpal Tunnel Syndrome
  • Lumbar Strain
  • Bone Spurs
  • Repeated Strain Injuries
  • And More

Coverage varies by state because the available benefits are broad and there are many different types of impairments covered.

Here are a few helpful tips when considering what type of coverage you might need:

  • 1

    State legislation

    Each state has its own definition of "disability." Ascertain that the insurance you choose covers the kind of impairment your business defines as permanent or long-term. Your neighborhood benefits manager should be able to assist you in determining the appropriate insurance. Otherwise, your business risks being sued for a policy violation if an employee's illness worsens or becomes permanent.

  • 2


    Specify the kind of conditions that are covered. Are you targeting employees who have just been wounded or those who are still suffering from the effects of an injury? What kind of conditions are excluded from coverage? This is critical. If you are unsure from the start, you risk buying a policy that is not really suitable for your requirements.

  • 3


    What are the advantages? Do you need long-term or permanent disability coverage under the policy? If you have any questions regarding these limitations, seek professional counsel before purchasing an insurance policy. Atlas Workers Compensation Insurance should cover long-term disability and death, but if the business does not state this explicitly, it’s advisable to move cautiously until you are certain.

  • 4


    What is the extent of your liability? These are the maximum settlement amounts that your business will pay in the case of a lawsuit. Because state law differs, you'll need to inquire with your attorney about the applicable limitations in your state. Certain restrictions are statutory, which means that the exact monetary number may vary from year to year. Others are determined by the state, which implies that the actual monetary amount may stay constant. Therefore, before continuing, ensure that you are aware of both the statutory and state-specific limitations.

  • 5

    Types of Workplace

    There are many types of workers' compensation awards available. These perks include a basic wage, profit sharing, bonus depreciation, workman's compensation, and health care. Two of the most popular are base pay and profit sharing, which are nearly always guaranteed as part of the agreement. Bonus depreciation is a less frequent kind of depreciation and one of the more complicated elements on an Atlas Workers Compensation Insurance quotation. This feature establishes your real worth and the manner in which your pay is modified in the event of a worker's layoff or death.

  • 6

    Medical Payments

    In the majority of states, workers compensation is partially funded via monthly payments. Depending on who handled your case, these payments are paid directly to an employee or to a work comp agent. Medical payments are limited in duration and are only given if the employee is unable to work for an extended length of time as a result of an injury. Medical payments are not taxed.

When obtaining an atlas workers compensation insurance quote, there are a lot of things to consider, including premium rates, the number of years your firm has been in operation, and the kind of insurance desired. Consult an attorney about these and other issues that may influence your choice to buy Atlas Workers Compensation Insurance. An attorney can advise you on your legal rights and answer any concerns you may have about Atlas Workers Compensation Insurance.

Why Get a Quote from Atlas General Insurance Services?

  • Customers come first
  • Wide range of insurance solutions
  • Commercial insurance marketplace
  • Superior risk management and loss control
  • Fast response times
  • Flexible payment plan options including EFT/ACH
  • Atlas General Insurance Services
  • 4365 Executive Drive Suite 200 San Diego, CA 92121
  • Call (877) 662-8527
  • Report a Claim
  • Make a Payment

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