Amerisafe Insurance

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The company offers employees group insurance plans that cover everyone. Employees can choose to be covered through an indemnity plan, contract of assignment, or group insurance policy. And there are many options available to workers in terms of the protection they receive.

Indemnity plans

Indemnity plans are based on performance. An employer pays for medical expenses and other benefits for injured workers if they suffer an injury on the job.

Amerisafe Insurance for workers may cover:

  • Accidental death benefits
  • Reimbursement for vocational rehabilitation
  • Paying for durable medical equipment
  • Compensation for days missed at work due to an injury
  • Reimbursement for vocational rehabilitation
  • Paying for vocational training

Compensation plans

A compensation coverage plan provides payments to workers unable to continue working due to illness, injury, or a condition that limits their ability to perform their duties. The company's most popular indemnity plan is more expensive than other offerings. However, this higher price makes the plan attractive because it ensures that all obligations to employees are met; a company must have an adequate compensation plan. It can be very costly for a business to be caught without one.

Amerisafe's workers' compensation:

Companies need liability insurance to protect themselves and their assets, as well as protecting employees. Amerisafe Insurance shows how this type of insurance can be affordable. The company will have to pay out a premium to the insurer on a regular basis and this keeps the company protected from claims made against them.

Amerisafe Insurance shows you how to avoid losing your workers' compensation benefits. For one, making sure you have a proper record keeping system will save you money. Every employee making a claim for loss of benefits must maintain records. You will also need to make sure you have any records relating to the loss in hand so that you do not lose your compensation at a later date.

It’s also important that you know how to fill out your risk management forms. Your application and other information is held confidential and it is a legal requirement for insurance companies to have this information. You should retain a record of this form for ten years. However, you should only hand in when you are certain that your company is covering your losses. In most cases, Amerisafe Insurance will pay up to fifty percent of the compensation that you lost. The company may also settle with an individual worker for a much smaller amount than what they would get in court. You will have peace of mind once you know you’re protected. Don't risk anything.

Both employers and employees can be left devastated when accidents happen at work. That’s why it’s so important to ensure that all employees are properly insured. Find the policy that will provide you with the best benefits and the most peace of mind. It will be easy to obtain a quote for your business if you are looking for insurance online. Regardless of where accidents occur, being prepared is the best approach.

Why Get a Quote from Amerisafe?

  • Nationwide presence
  • Specialized in workers' compensation insurance
  • Claims handled fast
  • Personalized assistance
  • American Interstate Insurance Company
  • 2301 U.S. Hwy 190 DeRidder, LA 70634
  • Call (800) 256-9052
  • Business Claims
  • Bill Payment

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